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Home for Christmas Mortgage Promotion

Come today and get your Home For Christmas

First Citizens Mortgages, can help you get your home for Christmas! Finally… you can afford to own your dream home, spruce up the home you already own and so much more. With a First Citizens mortgage, you get our lowest interest rate ever based on the Mortgage Market Reference Rate (MMRR). Our most affordable mortgage comes with so many extras:

√ Up to 90% Financing on Land and Building
√ Up to 85% Financing on Land Only
√ Up to 85% Financing on Equity loans

• Savings:
1. Our lowest interest rates
2. Increased financing available
3. Even more affordable monthly payments
4. 50% off bank fees
5. Reduced upfront costs
6. Pre-Approval on the spot*

* Special Conditions Apply
Subject to Normal Lending Criteria

• Accessibility and Speed: Apply for a mortgage at any of our Branches nationwide or online.

• Flexible Repayments Options
1. Fortnightly payments*
2. Lump sum payments*

*Special Conditions Apply
Subject to Normal Lending Criteria

• Additional Specials
1. Significant allowances on valuator and legal fees
2. Specials on Equity Mortgages

“Equity Special”
Have a home and need extra financing, why not let your home equity work for you? Qualify for our equity mortgage and your options are endless.
Use the value in your home to:

  • Buy
  • Invest
  • Pay off
  • Build
  • Replace
  • Repair

…and so much more!

Your mortgage also comes with many extras:

  • Significantly reduced interest rates
  • More affordable monthly payments

Our Mortgage Reward Program
All customers accessing a First Citizens Residential Mortgage would be entitled to various discounts (up to 20%) on building / furnishing / home improvements / safety products and or services at various reputable merchants.


Here’s What You’ll Need to Apply for a First Citizens Mortgage:
Two (2) forms of valid identification
Job letter (not older than 3 months)
Recent pay slip or bank statement (if self-employed)
Proof of address e.g. Utility Bill
Purchase Agreement – (not required if Constructing)
Title Deed of Property to be purchased
Valuation Report from a valuer on the First Citizens Bank Limited Panel of Valuers

You can speak to any of our Mortgage Experts to get on your path to home ownership today or you can Apply Now.